PERAN OTORITAS JASA KEUANGAN (OJK) DALAM PENGAWASAN SEKTOR BANK UMUM SYARIAH DI INDONESIA

THE ROLE OF OTORITAS JASA KEUANGAN (OJK) IN THE SUPERVISION OF SYARIAH BANK SECTOR INI INDONESIA

Penulis : Yudhitiya Dyah sukmadewi

SOLUSI ISSN 1412-5331 Vol. 15 No. 3 | Halaman 315-338


Abstrak

Penelitian ini dilakukan untuk mengetahui peran OJK dalam pengawasan di sektor perbankan syariah pasca dikeluarkannya UU No.21 Tahun 2011 Tentang Otoritas Jasa Keuangan. Adapun metode pendekatan yang digunakan dalam penelitian ini adalah yuridis normatif dengan spesifikasi penelitian deskriptif analitis. Instrumen yuridis yang digunakan meliputi UU Tentang Bank Indonesia, UU Tentang Perbankan, UU Tentang Perbankan Syariah dan UU Tentang OJK, dan Peraturan Bank Indonesia, sedangkan aspek normatifnya dikaitkan dengan bahan-bahan kepustakaan yang berkaitan dengan pelaksanaan perbankan syariah di Indonesia.Metode pengumpulan data menggunakan data sekunder sebagai data pustaka dan metode analisa data menggunakan data kualitatif dengan pengambilan kesimpulan dengan metode berfikir deduktif. Hasil penelitian ini menunjukkan bahwa pengawasan sektor perbankan termasuk perbankan syariah semula dilakukan oleh Bank Indonesia selaku bank sentral. Kemudian dengan dikeluarkannya UU Tentang OJK, maka kewenangan pengawasan tersebut dialihkan kepada OJK sebagai lembaga baru yang menyelenggarakan sistem pengawasan yang terintegrasi terhadap keseluruhan dalam sektor jasa keuangan, meliputi sektor perbankan, sektor pasar modal, sektor perasuransian, dana pensiun, lembaga pembiayaan dan lembaga jasa keuangan lainnya.

This study was conducted to determine the role of the FSA in the Islamic banking sector supervision after the issuance of Law No.21 Year 2011 on the Financial Services Authority. The method used in this research is normative with descriptive analytical research specifications. Juridical instruments used include the Law on Bank Indonesia, the Law on Banking, Law on Islamic Banking and the Law on the FSA and Bank Indonesia Regulation, while the normative aspect associated with library materials relating to the implementation of Islamic banking in Indonesia. Methods of data collection using secondary data as reference data and data analysis method using qualitative data with the conclusion reached by the method of deductive thinking. The results of this study indicate that the supervision of the banking sector including Islamic banking was originally performed by Bank Indonesia as the central bank. Then the Regulations On FSA, the supervisory authority was transferred to the FSA as a new organization that delivers system integrated supervision of the whole in the financial services sector, including banking, capital markets sector, the insurance sector, pension funds, financial institutions and financial services institutions more.

Keywords: FSA, Sharia Banking Authority

Abstract

This study was conducted to determine the role of the FSA in the Islamic banking sector supervision after the issuance of Law No.21 Year 2011 on the Financial Services Authority. The method used in this research is normative with descriptive analytical research specifications. Juridical instruments used include the Law on Bank Indonesia, the Law on Banking, Law on Islamic Banking and the Law on the FSA and Bank Indonesia Regulation, while the normative aspect associated with library materials relating to the implementation of Islamic banking in Indonesia. Methods of data collection using secondary data as reference data and data analysis method using qualitative data with the conclusion reached by the method of deductive thinking. The results of this study indicate that the supervision of the banking sector including Islamic banking was originally performed by Bank Indonesia as the central bank. Then the Regulations On FSA, the supervisory authority was transferred to the FSA as a new organization that delivers system integrated supervision of the whole in the financial services sector, including banking, capital markets sector, the insurance sector, pension funds, financial institutions and financial services institutions more.

keywords : FSA, Sharia Banking Authority

Diposting tanggal 25 Agustus 2017

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